Fleet & Mini-Fleet Insurance
- No mid-term adjustment fees
- Expert UK call centre
- Any driver or named driver cover
- NCS used when you switch from a single policy to fleet cover
- Rated 4.8/5 by customers
What is Fleet & Mini Fleet insurance?
Fleet insurance is a specialised policy designed for businesses that operate multiple vehicles. It simplifies managing insurance for your vehicles by grouping them under a single policy, saving you time and effort. Whether you own a handful of vans or a larger fleet, our policies are flexible and can be tailored to your needs.
Understanding the problem
Insuring your Fleet is a legal requirement but finding the right policy can be challenging. We know accidents can happen, even when it isn't your fault, and tool theft is all too common at the moment. Both of these events can have a devastating impact on you and your business. Taking out a new policy and adding new drivers or vehicles to your policy can incur costly admin fees with other providers.
Finding the solution
With the right fleet insurance, you can protect your business from the financial fallout of these unexpected events. At Trade Direct Insurance, we specialise in flexible and affordable fleet cover specifically designed for tradesmen like you. Our policies offer the peace of mind you need to focus on what you do best without the additional admin fees when taking out a new policy or making changes to your cover.
Do I need fleet van insurance?
If your business operates two or more vehicles, then fleet insurance might be the right choice. The minimum number of vehicles typically required to qualify for fleet insurance is two, though it can vary by insurer. If you're a sole trader with a single van, a business van insurance policy might be more suitable.
Who and what we cover
Named/any driver and fully comprehensive EU cover available
2 or more small vans, transits and vehicles weighing up to 3.5 tonnes
Sole traders, partnerships, limited companies and limited liability partnerships
Day and night tool theft cover in any locked building or vehicle
What isn't covered by fleet van insurance?
While fleet van insurance offers extensive coverage, it does not cover:
- Wear and tear damage
- Mechanical or electrical failure
- Theft if items were left exposed, doors were unlocked, or keys were left inside
- Uninsured goods being transported
Each policy can have exclusions, so it’s always a good idea to review the details.
Why choose our Fleet or Mini-Fleet Insurance?
We understand the unique challenges tradesmen face. That's why out policies are:
Tailored for Tradesmen
Our policies are designed to be flexible with matters of policy adjustments, any or named driver cover and optional tools cover.
Affordable
We offer competitive premiums, priced to reflect your business circumstances. No administration fees for new policies or mid-term adjustments.
Backed by experts
Our team of experienced insurance professionals is here to guide you through the process and provide support when you need it most.
What types of van are covered by fleet van insurance?
We can cover a wide range of vehicles, from standard cars to larger commercial vehicles weighing up to 44 tonnes. Whether you have small vans, trucks, or specialised vehicles, we’ll tailor a policy that suits your needs.
Other Covers
Beyond Fleet and Mini-Fleet insurance, we offer a range of additional covers tailored for tradesmen to further protect your business
Public Liability Insurance
With the right Public Liability Insurance, you can protect your business from the financial fallout of unexpected events
Professional indemnity Insurance
With our reliable professional indemnity insurance, you'll receive protection against claims resulting from incorrect professional advice supplied to clients.
Employers Liability Insurance
In many cases, Employers Liability insurance is a legal requirement if you employ staff
Mini-Fleet Van FAQs
Related Insurances
Tools insurance
Tools are your livelihood, that's why we offer standalone cover just for your tools. A great addition to an existing policy, tools insurance covers you up to £15,000.
Van insurance
Get covered with comprehensive third party fire & theft, or third party only van insurance. Check out our cover options, features and benefits.
Construction trades insurance
Our Construction Trades Public Liability insurance offers you cover against liability claims made against you by members of the public.