Bathroom Fitters Insurance
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- 40+ years protecting UK trades
Protect your business with Bathroom Fitters Insurance, covering accidental damage, injury, and liability claims. Quick online quotes and UK-based support make arranging cover straightforward.
Why Bathroom Fitters may need insurance
Working on bathroom installations or renovations can be unpredictable – slips, leaks, or accidental damage can happen even when you’re careful. Having insurance for bathroom fitters gives you peace of mind, so you can focus on your work without worrying about costly claims or repairs.
What does Bathroom Fitters Insurance cover?
Here’s what bathroom fitter insurance can cover to protect your tools, clients, and projects.
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Public Liability: Covers injury to clients or third parties, and accidental property damage during fitting or renovations.
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Tools & Equipment: Protects against theft or damage of essential tools.
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Professional Indemnity (optional): Covers financial loss if your advice or specifications impact a client.
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Legal Defence Costs: Covers fees for defending claims.
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Optional Extras: Contract Works, Owned & Hired-in Plant, Stock in Transit, Jury Service.
Bathroom Fitters Insurance in action
These everyday situations show why bathroom renovation public liability insurance can be so useful. Whether it’s accidentally cracking a client’s tiles, a slip on a wet floor, or your tools being stolen from a van, the right bathroom fitter insurance can keep your business protected and get you back on track quickly.
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Property Damage: You crack a client’s bathroom tiles while installing a new bath.
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Injury Claim: A client slips on a wet floor.
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Tools Stolen: Your locked vehicle is broken into and equipment is taken.
Your Bathroom Fitters Insurance cover options
Choose the level of bathroom installers insurance that suits your business and projects. Our packages allow you to tailor coverage to your work, tools, and finances.
Essentials
Our bathroom installers Essentials package includes Public Liability insurance and third party cover for Financial Loss.
✔ Public Liability insurance up to £5 million
✔ Third Party Financial Loss £100,000
✔ Employers' Liability insurance £10 million available
Ideal for: Sole traders and bathroom fitting businesses with 15 employees or less in need of liability protection.
Classic
Our bathroom fitters Classic package builds on the Essentials by offering Professional Indemnity cover as well as Capital Death Benefit and Tools cover.
✔ Public Liability insurance up to £5 million
✔ Professional Indemnity cover £100,000
✔ Third Party Financial Loss £100,000
✔ Capital Death Benefit
✔ First £1,000 of Tools cover (can be increased to £15,000)
✔ Employers' Liability insurance £10 million available
Ideal for: Bathroom fitters wanting extra protection for tools and professional advice.
Also includes: Price Freeze (2 years, T&Cs apply)
Plus
Our most comprehensive option, the Plus package builds on the Classic by further adding Temporary Total Disablement Benefit, which can be increased based on your needs.
✔ Public Liability insurance up to £5 million
✔ Professional Indemnity cover £100,000
✔ Third Party Financial Loss £100,000
✔ Capital Death Benefit
✔ First £1,000 of Tools cover (can be increased to £15,000)
✔ Temporary Total Disablement Benefit up to £600 a week per person
✔ Employers' Liability insurance £10 million available
Ideal for: Any business or sole trader in need of full and extended cover, including income if unable to work.
Also includes: Price Freeze (2 years, T&Cs apply)
Optional Extras for Bathroom Fitters
Looking for extra insurances for your Bathroom Fitting work? We have a list of optional extras to give you the cover you need:
✔ Contract Works
✔ Hired in Plant
✔ Stock in Transit cover
✔ Jury Service cover
✔ Owned Plant
Fixed Price, Fixed Peace of Mind
Lock in your insurance price for two full years with Trade Direct’s Price Freeze with our Classic and Plus policies.
Whether you're a builder, plumber, electrician or decorator, we know your work load can be unpredictable - your insurance price shouldn’t be.
How much Bathroom Fitters Insurance do you need?
Deciding how much insurance your bathroom fitting business needs can feel tricky, but we make it simple. The right level of cover depends on several factors, including your day-to-day work and business setup.
Factors that can affect the level of coverage you might need:
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The size of your business
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Number of employees and subcontractors
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Types of projects (renovations, new installations, tiling, plumbing work)
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Your tools and equipment (especially if they’re valuable or highly specialised)
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Annual turnover
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Frequency of client visits
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Any optional extras added to your policy
How to get a Bathroom Fitters Insurance quote
Getting your bathroom fitters insurance doesn’t need to be complicated. Our process is quick, straightforward, and designed to get you covered so you can focus on your work, not paperwork.
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Complete a quick online form: just a few details about your business and the work you do.
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Receive a personalised quote instantly: tailored to your business and the coverage you need.
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Access your policy documents and certificates online: everything available online, so you can get back to your job with peace of mind.
Related Insurances
Van Insurance
Protect the vehicle that keeps your business on the road.
Tools Insurance
Protect your tools and equipment with cover up to £15,000 depending on the policy you choose. 24/7 protection for locked vehicles.
Plumbers Insurance
Extra protection if your projects involve pipework, connections, or water-related installations.
Get your Bathroom Fitters Insurance quote today
Protect your business, tools, and clients with Bathroom Fitters Insurance from Trade Direct. Fast online quotes and UK-based support to give you peace of mind.