Public Liability Insurance for Roofers & Scaffolders
- Public Liability up to £5 million
- Optional Employers' Liability up to £10 million
- Fast online quotes - sorted in minutes
- Underwritten by Zurich Insurance Co LTD.
Working at height comes with real risks. One slip, one falling tool, one loose board — and you could be facing a serious claim. That’s why our roofing public liability insurance is built specifically for roofers, scaffolders and roofing contractors who need solid protection without the hassle.
What is Roofers & Scaffolders Insurance?
Roofing and scaffolding insurance is designed to protect you if your work causes injury to someone else or damage to their property.
If a member of the public is injured by falling debris, or a client’s property is damaged during roofing works, public liability insurance for roofers and scaffolders can cover the cost of claims made against you.
Because roofing and scaffolding involve working at height, heavy materials, and access equipment, insurers assess the risks carefully. That’s why it helps to have cover built specifically for your trade — not a one-size-fits-all policy.
Fixed Price, Fixed Peace of Mind
Lock in your insurance price for two full years with Trade Direct’s Price Freeze with our Classic and Plus policies.
Whether you're a builder, plumber, electrician or decorator, we know your work load can be unpredictable - your insurance price shouldn’t be.
Your cover options
Essentials
Our roofer's and scaffolder's Essentials package includes Public Liability insurance and cover for Third Party Financial Loss.
- Public Liability insurance up to £5 million
- Third Party Financial Loss £100,000
- Employers' Liability insurance £10 million available
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Capital Death Benefit and Tools cover.
- Public Liability insurance up to £5 million
- Professional Indemnity cover £100,000
- Third Party Financial Loss £100,000
- Capital Death Benefit
- First £1,000 of Tools cover (can be increased to £15,000)
- Employers' Liability insurance £10 million available
Plus
Our most comprehensive option, the Plus package builds on the Classic by further adding Temporary Total Disablement Benefit, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Professional Indemnity cover £100,000
- Third Party Financial Loss £100,000
- Capital Death Benefit
- First £1,000 of Tools cover (can be increased to £15,000)
- Temporary Total Disablement Benefit up to £600 a week per person
- Employers' Liability insurance £10 million available
Extras
Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Why do you need roofers and scaffolders insurance cover?
You and your company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you and your roofing or scaffolding business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.
Public liability insurance for roofers and scaffolders
At Trade Direct, we’ve got access to exclusive schemes that provide a comprehensive solution for your business’ insurance needs. We can offer combined liability, contractors all risks and tools cover as a package, or on separate policies. We can also offer professional indemnity. Plus, you have the option to pay in monthly instalments on Direct Debit.
Why choose us?
- Access to specialist roofing and scaffolding schemes
- Save 10% with B&Q TradePoint
- Feefo™ Platinum Trusted Service Rated
- Expert UK telephone support
- Cover for bona fide subcontractors
- Cover for all clerical employees
Cover you can trust
At Trade Direct, we provide access to specialist policies that are backed by some of the biggest names in the insurance industry, giving you peace of mind that your business should be covered. We have been providing insurance to tradespeople in the building and construction industry for over 30 years, and have a wealth of experience to help ensure you obtain suitable cover while helping to keep costs down. A quality product, industry knowledge and backing of big insurers mean that you can be confident you’re protecting your business and livelihood.
Get a quick quote for roofers and scaffolders insurance quote
To get a quote for roofers and scaffolders public liability cover, please either click the red “Get a Quote” button above, or ring our helpful and expert team on 0800 0280 380.
What should I do if I need to make a claim on my roofing and scaffolding insurance?
If you need to make a claim, you’ll contact the insurer directly using the details in your policy documents.
Claims are handled by Zurich Insurance Co Ltd’s experienced claims team, who’ll guide you through the process and let you know what information is needed. Keeping clear records, photos and job details can help support your claim.
If you’re unsure about your policy details, our UK-based team can point you in the right direction.
Get a quick quote for roofers and scaffolding Insurance
To get a quote for roofers and scaffolding public liability cover, ring our helpful and expert team