
Spot the Signs: When a Mate Might Be at Risk - And What to Say
01 January 0001Posted by:
Patricia Gardiner
Sales and Marketing Director, Trade Direct Insurance
A practical guide for people in the trades
Working in the trades often means working shoulder to shoulder with mates, on site, in the van, or long into the evening trying to finish a job. And while you might notice straight away if someone pulls a muscle or injures their hand, spotting when a mate is struggling mentally can be much harder.
According to industry research, tradespeople are almost four times more likely to die by suicide than the national average, and mental health challenges are widespread across construction and related trades. The pressures of cost fluctuations, lone working, tight deadlines, job insecurity and even tool theft all put enormous strain on people working in the sector.
The good news? Learning to spot the signs early and knowing how to start a supportive conversation can make a genuine difference. Mental Health First Aid principles show that recognising poor mental health and guiding someone to the right support can help them find the help they need.
Here’s a Straightforward Guide Designed Specifically for Tradies
1. Know the Signs Someone Might Be Struggling
Everyone has down days, but when stress or low mood starts affecting someone’s behaviour, work or relationships, it could be a sign they need support.
Below are key indicators often highlighted in Mental Health First Aid training and real world trade research.
Changes in Behaviour
- Becoming unusually quiet, withdrawn or shutting themselves off
- Snapping, irritability or getting frustrated quickly
- Seeming distracted, distant or unable to focus
- Losing interest in things they usually enjoy
Changes in Work Habits
- Making mistakes they wouldn’t normally make
- Being late more often
- Taking more sick days
- Struggling to get going in the morning
- Not keeping on top of tools, paperwork or jobs
Signs of Burnout or Overwhelm
- Talking about money stress, cash flow worries or uncertainty
- Mentioning sleep problems
- Saying they’ve “had enough” or “can’t cope”
- Drinking more or relying on other substances to switch off
After a Difficult Event
Some triggers hit harder than others:
- Bereavement
- A collision or near miss
- A theft that wipes out tools or materials
- Big family pressures
If you notice a few of these signs together, it’s worth checking in.
2. The Signs Someone Might Be at Risk
If someone is at risk of harm, you might see:
- Expressions of hopelessness (“What’s the point?”)
- Withdrawing from everyone
- Talking about being a burden
- Reckless behaviour
- Sudden, extreme changes in mood
Mental Health First Aid guidance explains that these signs require gentle, supportive intervention and, if necessary, signposting to professional help.
3. How to Start the Conversation
You don’t need special training to ask a mate if they’re okay just honesty and care.
Here are Mental Health First Aid aligned steps that work well on site:
Pick the right moment
Choose a quiet spot, in the van, at the end of the day, or during a break.
Start gently
Try something simple and non judgmental:
- “You’ve not seemed yourself lately - how are things?”
- “Work’s been full on… how are you coping?”
- “I’ve noticed you’ve been quieter than usual. Everything alright?”
Listen more than you talk
This is the heart of Mental Health First Aid:
- Don’t interrupt
- Don’t rush to fix
- Just let them speak
Acknowledge what they say
- “That sounds really tough.”
- “I’m glad you told me.”
Avoid minimising
Don’t say things like “you’ll be fine” or “everyone’s stressed.”
Instead:
“You’re dealing with a lot - anyone would find that hard.”
4. What to Say if You’re Worried About Their Safety
If someone’s comments worry you, it’s okay to ask directly. Mental Health First Aid principles are clear: asking about suicidal thoughts does not make things worse. It can be the lifeline someone needs.
You could say:
“Sometimes when people feel this low, they have thoughts about hurting themselves. Is that something you’ve felt?”
If they say yes:
- Stay calm
- Don’t leave them alone
- Encourage them to contact professional support immediately
- If urgent, call 999 or get them to A&E
5. When and How to Signpost to Support
This is where Zurich Support Services becomes invaluable.
TDI customers can access:
- Free, confidential emotional support
- Up to five counselling sessions
- Advice for stress, anxiety, low mood and bereavement
- Help with family, money or work related pressures
- Practical support (childcare, elder care, housing)
And most importantly: fast access - a counsellor assigned within two working days, first session within five.
How to suggest it (without pressure):
- “There’s a free, confidential support line you can use — they’re really good at helping tradies through tough patches.”
- “You don’t have to deal with all this alone. Zurich Support Services can help, anytime day or night.”
- “If you want to talk to someone who isn’t family or work, they’re there 24/7.”
6. Looking Out for Each Other Saves Lives
Working in the trades means looking after your mates - not just on the tools, but behind the tough exterior we all put on. With suicide risk in the trade sector significantly higher than average, early conversations and the right support can make all the difference.
You don’t need to be an expert to help.
You just need to notice, listen, and point them towards the support available.
If you or someone you know is struggling, please reach out.
How to Access Zurich Support Services
Email enquiries@tradedirectinsurance.co.uk or call 01483 521650. Our lines are open 8.00am to 5.30pm Monday to Friday and we will send you details on how to access these support services.
Zurich Support Services is independent of your insurance contract and may be withdrawn at any time, but is currently available to all eligible TDI customers.
Alternatively, if you need urgent support please reach out to:
Samaritans - 24/7 listening service 116 123
NHS 111 - urgent medical advice line 111
You’ll speak to a trained adviser who listens without judgement. If counselling is appropriate, you’ll be connected with a qualified professional quickly.
Because no one in the trades should face life’s toughest moments alone.
About the author
Patricia Gardiner
Sales and Marketing Director, Trade Direct Insurance

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Patricia is a seasoned marketing and sales leader with nearly 25 years of global experience with the last 6 years in the insurance and financial services sectors. As Sales and Marketing Director at Trade Direct Insurance, Patricia leads the strategic direction of the company’s customer acquisition, retention, and brand development.
Trade Direct is authorised and regulated by the Financial Conduct Authority. The company is a leading UK independent broker providing a wide range of policies to tradesmen and construction workers.
This note is not intended to give legal or financial advice, and, accordingly, it should not be relied upon for such or regarded as a comprehensive statement of the law and/or market practice in this area. In preparing this note we have relied on information sourced from third parties and we make no claims as to the completeness or accuracy of the information contained herein. You should not act upon information in this bulletin nor determine not to act, without first seeking specific legal and/or specialist advice. We and our officers, employees or agents shall not be responsible for any loss whatsoever arising from the recipient’s reliance upon any information we provide herein and exclude liability for the content to fullest extent permitted by law.
